Insurance advice, from your Arizona neighbors.
Guides, tips, and plain-English answers from the Switchback team.
Landlord InsuranceWhat Landlords Need to Know Before Renting Out Their Arizona Property
Renting out a property in Arizona? Here's what changes with your insurance, from landlord policies to short-term rental rules.
August 22, 2026
Business InsuranceWorkers' Comp for Solo Business Owners and 1099 Contractors in Arizona: What You Actually Need to Know
Solo business owner or 1099 contractor in Arizona? Here's when workers' comp is required, when it's optional, and where the real risk hides.
August 12, 2026
Home InsuranceWhat Happens to Your Homeowners Insurance When You Refinance
Refinancing your mortgage? Here's what changes with your homeowners insurance, and the one step that prevents force-placed insurance charges.
August 10, 2026
Auto InsuranceAdding a Teen Driver to Your Auto Policy in Arizona: What to Expect (and What to Actually Do)
Adding a teen driver in Arizona? Here's what ADOT requires, what it does to your premium, and the discounts most families miss.
August 5, 2026
Small Business InsuranceInsurance for East Valley Small Business Owners: A Quick Field Guide by Industry
A quick reference guide to insurance for East Valley small businesses. Coverage by industry: contractors, real estate, retail, food service, home-based.
August 4, 2026
Roadside AssistanceDo You Actually Need Roadside Assistance? A Straight Answer
Roadside assistance is one of the smallest coverages on your auto policy, but there's more to consider than most articles admit. Here's a straight answer.
July 31, 2026
Home InsuranceA First-Time Homebuyer's Guide to Homeowners Insurance in Arizona
Buying your first home in Arizona? Here's a clear, honest walkthrough of homeowners insurance, from what your lender requires to how to actually choose a policy.
July 29, 2026
Shopping for InsuranceHow to Buy Insurance in Arizona: Understanding Your Three Options
There are three ways to buy insurance in Arizona: independent agent, captive agent, or direct from the carrier. Here's how each one works and what each offers.
July 27, 2026
Business InsuranceWhat Is a BOP? A Simple Guide for East Valley Small Business Owners
A Business Owners Policy is the most common small business insurance policy. Here's what it covers, what it doesn't, and how to know if you need one.
July 23, 2026
Auto Insurance"Full Coverage" Doesn't Mean What You Think It Means
Most Arizona drivers say they have "full coverage" without knowing what it actually protects. A former carrier-side underwriter breaks down what your auto policy really covers and what it doesn't.
July 22, 2026
Home InsuranceWhy Home Insurance Rates Are Rising in Arizona (And What You Can Actually Do)
Arizona home insurance rates have risen sharply. Switchback Insurance explains what's actually driving premiums up and what you can realistically do about it.
July 20, 2026